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Buy Now Pay Later with Zip Pay

Shop Now | Pay Later | Always Interest Free.

Australia's LUMA Babycare has partnered up with zipPay. The fastest, and smartest way to buy now, and pay later for the things you need today.

zipPay provides our customers with a safe, simple, and convenient way to buy the LUMA Babycare Collection of Baby Baths & Nursery Products and pay over time with flexible - always interest free payments.


Key features and benefits:

  • Shop the LUMA Babycare Collection without needing a credit card
  • Pay later for the things you need now with easy monthly repayments
  • Get up $1000 shopping account for smart online spending
  • Risk Free and Always interest free

How zipPay works:

1. Buy the latest LUMA Babycare Collection and checkout with zipPay
Create your account and confirm purchase

2. zipPay pays LUMA Babycare on your behalf right away
Your order will be processed immediately, and you'll receive your products immediately

3. You pay off your balance over time
Easy payments that suit your lifestyle ensure you are always purchasing the right products available at the right time.

*Read more about zipPay here

Who can apply:

  • Must be an Australian citizen or permanent resident
  • Must be at least 18 years or older
  • Must be employed, earning at least $300 per week

What are the fees?

At the end of each billing month, you can choose to pay off your balance in full or simply make a payment that suits your budget (Please note there is a minimum repayment of $40 per month). A $5 monthly account service fee is added to your account for any month you have an outstanding balance.
There are NO establishment fees to setup your account and it's always interest free. f you have repaid your balance in full within 30 days you will never be charged any fees!
Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.

How can I apply?

To create a zipPay account, and have access to shop now, and pay later for the best brands in laptops, electronics and all tech - all you need is a social media account and to confirm the details that you would normally enter when shopping online.
Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later!
Once you’re approved for your zipPay shopping account, you never have to apply again and can continue to reuse it as much as you like.
Apply here

How do I make repayments?

To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like, as long as you pay at least the mimimum ($40) each month.
Additionally, you can make a one-off payment anytume by logging into your zipPay Digital Wallet and selecting 'Make a Payment' Payments can be paid online by debit card, credit card or Bpay.
Should you have any difficulties in making your payments, please contact zipPay direct.

Any other questions?

Phone: 02 8294 2345